Non-Standard Home Insurance
Your home is your castle, but what if you live in a castle?
We can arrange specialist home insurance for homes with distinguishing features such as, listed property status, non-standard construction, moats and drawbridges…
If your home stands out from the rest on the street we will search our panel of specialist Non-Standard home insurance providers to get you the comprehensive cover you need at an outstanding price.
Non-Standard Construction
Your home is built from materials that do not fall under the insurance industry’s definition of ‘standard construction’—brick or stone walls with a slate or tiled roof.
- Timber Frames
- Steel Frames
- Concrete
- Corrugated iron
- Plastic
- Glass
- Fibreglass
- Asbestos
- Flint
- Cob
- Thatch Roof
- Asphalt
- Shingle
- Eco materials
- Wattle and Daub
- Prefab/HUF Haus
- Flat Roofs
- Green Roofs
Subsidence Home Insurance
Get a sinking feeling when it comes to searching for insurance after your home’s had subsidence? If your home has suffered from recent or historic movement, you live in a subsidence area or your property has been underpinned you will need specialist subsidence insurance. We will search our panel of expert subsidence insurance providers to find you comprehensive cover at an affordable price.
Flood Risk Homes
Is your home at risk of being flooded or been flooded in the past?
Let us wade through our panel of specialist flood insurance providers, so you don’t have to. We can get you the flood cover you need for your buildings and contents without you having to splash out too much cash.
Criminal Convictions
If you or someone who lives with you has an unspent criminal conviction you will have found it difficult to source home insurance in the past. We can search our panel of specialist ex-offender insurance providers to find you comprehensive cover at an affordable price.
What is/isn’t spent conviction and the Rehabilitation of Offenders Act 2014?
- Police cautions
- Probation or parole
- Custodial prison or young offender sentences
- Community service
- Electronic tags and curfew orders
Bankruptcy
Have you or someone you live with been declared bankrupt or subject to adverse credit arrangements, such as a County Court Judgement (CCJ) or an Independent Voluntary Arrangement (IVA)? We will search our panel of specialist bankruptcy home insurance providers to find you comprehensive cover at an affordable price.
Adverse Claims History
Have a history of previous claims on your home insurance? Insurers share claims information and you may find that once an insurer refuses to re-insure you after paying a claim it can be difficult to get insurance elsewhere. We will search our panel of claims history specialist home insurers to find you comprehensive cover at an affordable price.
Home Renovation Insurance
Got the builders in? Not all home insurers will cover your property or contents whilst the home is undergoing building work or renovations. We will search our panel of Non-Standard home insurance providers to get you the comprehensive cover you need until the builders have finished the work.
Holiday Home Insurance
Own a holiday retreat or second home? Whether the property is just used by you or you let guests stay when you’re not there, you’ll require specialist insurance. We will search our panel of expert Holiday Home insurance providers to get you the comprehensive cover you need at a great price.
Unoccupied Home Insurance
Is your property left unoccupied for more than 30 days a year? If so, standard home insurers can restrict or even refuse cover altogether. We will search our panel of expert unoccupied home insurance providers to find you comprehensive cover at an affordable price.
Homes for Sale Insurance
Moved out and put your home up for sale? We will search our panel of unoccupied property insurance providers to find you comprehensive cover at an affordable price so you can protect your property until you swap your “For Sale” sign for “Sold”.
Park Home Insurance
Whether your park home is your permanent residence, or you use it as a holiday home we will search our panel of specialist Park Home Insurance providers to get you the comprehensive cover you need at a great price.
Mid–High Net Worth Home Insurance
Most standard home insurance policies will not extend cover for high value rebuilds or expensive content items. If your home is built from costly materials or you own high value items such as jewellery, antiques or fine art you will need specialist Mid-High Net Worth insurance. We will search our panel of specialist home insurance providers to get you the extra cover you need at an affordable price.
Home Insurance Extras
Frequently Asked Questions
Your home is built from materials that do not fall under the insurance industry’s definition of ‘standard construction’—brick or stone walls with a slate or tiled roof.
- Police cautions
- Probation or parole
- Custodial prison or young offender sentences
- Community service
- Electronic tags and curfew orders
